Missing teeth can have a huge impact on your overall health and wellbeing, so replacing them is essential. But dental implants can be expensive, and many insurance companies don't consider them to be medically necessary and don't cover them. So, what are your options? In this article, we'll cover the basics of insurance coverage for dental implants and provide some tips on how to pay for them if you don't have insurance. First of all, it's important to understand the type of treatment you need and what your plan will pay for before moving forward. Dental implants themselves, along with a single tooth, can cost between $3,000 and $5,000.
Most insurance plans will cover some parts of the procedure, but the amount varies greatly from policy to policy. It all depends on the coverages, limitations, exclusions, deductibles and other factors of your specific policy. If you have Medicare, unfortunately there's no coverage for dental implants. The United States government incorrectly considers dental implants to be cosmetic surgery or an elective procedure. However, the main benefit of dental implants is to restore the jawbone and prevent it from deteriorating - the cosmetic aspect is just the icing on the cake. If you have a Medicare Advantage plan, some of these plans have dental clauses that you can add out of your pocket.
These dental clauses may or may not cover a small part of the procedure. Even standard insurance policies for dental implants are scarce and hard to find, but there may be stipulations such as when they are covered. The best way to find out for sure is to ask your insurance provider the right questions. You'll want to ask them any questions you may have, and you should include the following: What dentists are included in your network? What is the coverage structure? Are there any important exclusions?If you don't have insurance and are looking for a dental insurance provider, there are several plans available. The preferred provider organization (PPO) and the dental maintenance organization (DMO) are two of the most commonly found types of policies.
With a PPO plan, you don't need a referral and you can go to the dentist of your choice. However, you get a discount when you go to one of the preferred dentists in their network. If you don't have any insurance and can't afford the coverage you need, there are financing options available. At Vela Dental Center in Corpus Christi, TX 78411 we work together with Wells Fargo and Care Credit to offer attractive financing options that can make your dream smile a reality. Dental implants are an important investment that can improve your smile aesthetically and prevent further health problems. If you want more information about your insurance coverage or financing options for dental implants in Corpus Christi, TX 78411 call Vela Dental Center today to schedule an appointment.